PRIVACY
NOTICE
PRIVACY
POLICY: Our agency is committed to assuring the
privacy of individuals and/or families who have contacted
us for assistance. We assure you that all information shared
both orally and in writing will be managed within legal
and ethical considerations. Your "personal financial
information", such as your total debt information,
income, living expenses and personal information concerning
your financial circumstances, will be provided to creditors
and, possibly others in order to achieve a resolution of
your problem.
We
may also use aggregated case file information for the purpose
of evaluating our services, gathering valuable research
information and designing future programs. Your anonymity
will be maintained through the use of your client number
or by using aggregate data in all circumstances.
In
all other situations, your information may be released to
individuals or agencies ONLY UPON YOUR WRITTEN Authorization
OR when our staff has been served by a valid subpoena.
The
following PRIVACY PRACTICES detail circumstances
under which we will release your information to a third
party:
1. We
do not disclose any nonpublic personal information about
our customers or former customers to anyone, except
as permitted by law.
2. We
may compile data and aggregate information that you
give to us, but this information may not be disclosed
in a manner that would personally identify you in any
way.
3. We
may disclose some or all of the information that we
collect, as described below, to creditors, or third
parties that you have authorized who need this information
in order for us to assist you after a counseling session.
4. We
may disclose all of the information that we collect,
as described below, to creditors and related financial
institutions who need this information in order to put
you on a debt solver program (DSP).
5. We
restrict access to nonpublic personal information about
you to those employees who need to know that information
to provide services to you. We maintain physical, electronic
and procedural safeguards that comply with federal regulations
to guard your nonpublic personal information.
6.
We collect nonpublic personal information about
you from the following sources:
- -Information
we received from you on our applications or other
forms you provide;
- -Information
about your transactions with us, your creditors, or
others; and
- -Information
we receive from a credit-reporting agency.
7.
We may disclose the following kinds of nonpublic
personal information about you:
- -Information we receive from
you on applications or other forms, such as your name,
address, social security number, assets, and income;
- -Information
about your transactions with us, your creditors, or
others, such as your account balance, payment history,
parties to transactions and credit card usage; and
- -Information
we receive from a credit-reporting agency, such as
your credit history.
RELEASE:
I have read the above Privacy Policy and I hereby
authorize Consumer Credit Counseling Service of WNC, Inc.
to release all non-public information it obtains about me
to (1) my creditors and (2) any third parties deemed necessary
by Consumer Credit Counseling Service of WNC, Inc. to resolve
the matter(s) discussed during my counseling session. I
further RELEASE and authorize all of my creditors
to provide non-public information about me to Consumer Credit
Counseling Service of WNC, Inc.
Consumer
(s)________________________ _____________________________
Date_________________
|
 |
