Have You Checked
Your Credit Report?
We recommend that you check your credit report every one to two years to be
sure that it is accurate. It is a good idea to check each of the three major national
credit bureaus.
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
800-685-1111
www.equifax.com
Experian (formerly TRW)
P.O. Box 2002
Allen, TX 75013
888-397-3742
www.experian.com
Trans Union
LLC
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
800- 888-4213
www.tuc.com
Generally there is a small fee (about
$9)
for your report; however, if you have been turned down for credit, insurance, or
employment within the last 60 days you may obtain your report at no charge. Check with the
credit bureau about the regulations in your state. Some individuals may be entitled to a
free report.