News OnTrack Financial Education and Counseling

Financial Flash Newsletter

February 2010 Edition

OnTrack Rental Services

Rental Education classes, one-on-one counseling, The Buncombe County Rental Guide, and HomeBase rental assistance help low-income families secure and sustain affordable rental housing.

Go Direct: Federal Benefits Direct Deposit Program for Seniors

Are you or someone close to you still receiving federal benefit payments by paper check? Go Direct give Americans a fast, easy way to sign up for direct deposit by phone or online.

Foreclosure Crisis Update

The government's Making Home Affordable Program has saved homeowners over $2.2 billion. The FHA changes FICO credit score requirements, allowable seller concessions, and MIP fees.

Announcing: 2010 OnTrack Board of Directors and Officers

Cedric Nash, Dawn Starks, Jack Wells, José Gonzales, and Rusty Edwards join OnTrack's Board of Directors. 

_________________________________________________________________

January 2010 Edition

OnTrack's Free Tax Prep Program Begins its Fourth Season

In 2009, OnTrack's free tax program helped 503 working families in WNC complete their taxes for free.  Now, OnTrack's 2010 tax season is in full swing.

Announcing: The 2010 Youth Poster Contest

OnTrack, Asheville Savings Bank, and the NFCC announce the 2010 Be Money-Wi$e poster contest for grades 3, 4, and 5. The local winner receives $100 and entry in the national contest.

Navigate the College Financial Aid Process

Free seminars presented by the College Foundation of NC.

OnTrack Receives Statewide Foreclosure Prevention Award

OnTrack was recently recognized with an award from the North Carolina Housing Finance Agency  for achieving the “Highest Approval Rate” for North Carolina’s Home Protection Program.    

________________________________________________________________

November 2009 Edition

Mad City Money Program at Asheville High School

Picture this: 250 High School Freshmen charged with the task of navigating the financial world of Mad City Money, armed with a check register, a fictional identity, and one goal in mind - to implement a balanced budget by the end of the course.

Ask a CPA Day

Have you been waiting for the opportunity to ask a CPA for professional advice? "Ask a CPA Day" on Saturday, January 9 is your chance to have your questions answered.

Foreclosure Crisis - National Program Mitigates Crisis

In December 2007, congress signed legislation authorizing $130 million to the National Foreclosure Mitigation Counseling Program, making significant impact in sustaining homeownership.

Cow Flop for Affordable Housing - Good Old Fashioned Fun

What do a Saturday morning in the mountains, a wandering cow in a pasture, and affordable homeownership have in common? They are all part of the Fourth Annual Cow Flop Fundraiser!

________________________________________________________________

October 2009 Inaugural Edition

Foreclosure Update: Crisis to Extend Two More Years

As the economy slowly recovers, the foreclosure crisis continues to affect millions of Americans and is projected to continue for another 24 months.

NAACP Credit Awareness Project Receives a New Sponsor

Since 2000, OnTrack has provided FREE credit reports at the NAACP. Telco Community Credit Union is the new program sponsor, offering free credit reports twice monthly.

Protect Your Identity Week: Useful Tips to Thwart ID Theft

In 2008, 10 million Americans fell victim to identity theft fraud costing more than $48 million. OnTrack offers useful tips to thwart identity theft.

Reverse Mortgages: Determine if it is a Good Choice

Reverse Mortgages can be a useful tool to access valuable home equity for homeowners over age 62. OnTrack has expanded their reverse mortgage counseling services to help homeowners evaluate the loan product for their particular financial situation.

United Way NFCC Council on Accreditation